Manage Your Money

There are a number of sites that help you manage your budget and money.  These sites have you enter your bills, income, and expenditures and tell you where you are overspending and need to cut back.  Similarly, you can also find out when you are in the red and where you are saving money.  However, these sites such as Mint.com and QuickenOnline are merely facilitators.  You can accomplish this same function by opening an excel spread sheet and writing every expense while calculating your incomes in accounts receivable.  Simply create a few mathematical formulas at the end of each column and your totals will be automatically calculated.